Premium Tool
Beneficiary Audit
Your 401(k) does not care what your will says. The beneficiary form on file at the institution wins. List every account that names one, answer five questions, and leave with a fix list. Everything stays in your browser. Nothing you type here is sent to a server.
What is included
- A guided review of every account that names a beneficiary: 401(k)s, IRAs, life insurance, POD and TOD accounts, HSAs, pensions, annuities
- Five situation checks that catch the common failures: a divorce, a beneficiary who died, a minor named directly, your estate on a form, a conflict with your will
- A live fix list that updates as you type, with the specific action for each flag
- Download the finished audit as a formatted PDF or Word document, print it, or copy the text
A planning checklist, not legal or tax advice. Beneficiary rules vary by state and plan.