The short answer
If you're the one dying, the order is: get the prognosis in plain words, bring in palliative care early (it runs alongside treatment), claim the work and insurance benefits you're owed, put the four documents in place, and decide how you want the time to go. This page runs in that order, written to you, and all of it is free.
Reviewed August 2026
Say how you want it to go →Money help that exists right now →
Two things to confirm early.
Medicare Part A hospice eligibility typically requires certification that your life expectancy is six months or less if the illness follows its normal course. Hospice care can continue beyond six months when eligibility is recertified. You can stop hospice care and seek it again later if you’re eligible.
Financial help may be available for copays, housing costs, travel, and some end-of-life wishes. Eligibility, funding, and coverage vary by program. Covered expenses and application timing also vary. Confirm the current terms before relying on assistance.
Source: Medicare hospice coverage (opens in a new tab). Financial programs and their checked dates are listed on MORTL's financial-help page.