Free tool

Am I responsible for this debt?

Someone died owing money, and a collector is calling, or you are just afraid the bill is now yours. Answer a few questions and get a plain answer. Most of the time, the answer is no.

This is general information based on Consumer Financial Protection Bureau and Federal Trade Commission guidance, not legal advice. Debt rules vary by state. Everything runs in your browser; nothing you select is sent anywhere or saved.

Who was the person who died to you?
How was the debt set up?
What kind of debt is it?

Your answer

Answer the questions on the left and your answer will appear here.