MORTL Premium tool
Letters for notifying
institutions after a death.
Requirements differ by institution, account ownership, state law, and your authority. Fill in one template, review it, and ask the recipient what proof it requires before sending sensitive or original documents.
What’s included
- Editable notification templates for banks, card issuers, credit bureaus, insurers, utilities, and other services.
- A credit-bureau template that requests a deceased indicator and explains that each bureau has its own process.
- Qualified language that asks institutions to identify authority, document, balance, fee, ownership, and liability requirements in writing.
- Download each letter as a formatted PDF or Word document, print it, or copy the text.
- Work saves in your browser first and syncs to your Premium account.
Template letters, not legal advice.
The short answer
Every institution wants the same three things in a death notification letter: who died and when, proof (usually a certified death certificate), and who's authorized to act. The generator on this page drafts the right letter for each kind of institution. Send copies, keep originals, and log what went where; the records protect the executor.
Reviewed August 2026
Who to notify, in order →How to close each kind of account →
About this tool
What Estate Settlement Letters helps you do
Create editable notification templates an authorized estate representative may use for banks, creditors, insurers, utilities, and credit bureaus. Keep a copy of every letter you send and everything that comes back. Some institutions require their own forms or a certified death certificate. Ask what the recipient requires before mailing sensitive documents.
Review the full after-death checklist →