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The short answer
Where your plan is silent, state law speaks: intestacy rules pick your heirs, courts pick guardians, and default ownership rules pick who gets the house. This tool compares what you've set up against what your state would do without it, so you can see which decisions you've made and which you've left to statute.
Reviewed August 2026 · Defaults come from your state's intestacy and property law.
Before you start
The laws your plan sits on change. See the published entries in MORTL’s state-guide change log since your last review and the areas they may affect. Where a plan is silent, contracts, ownership rules, and state law may control. This tool flags common gaps such as a missing document, an unnamed beneficiary, or unclear ownership. The result is general information, not advice about your property or family.
Read your state guide →Premium Tool
You made your plan under the law as it stood that day. Laws change after that. This tool shows published entries in MORTL's state-guide change log since your last review, flags the areas they may affect, and lets you mark today reviewed so the next visit starts from today.
Built from the statute-verified MORTL guide change logs. General information, not legal advice.