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A durable financial power of attorney names who can handle money and paperwork while you're alive and can't: pay the mortgage, deal with the bank, sign the tax return. It ends at death, where the will takes over. Signing rules are state law, and banks are pickier than the law, so complete it properly and expect institutions to want their own forms too.
Reviewed August 2026 · Execution requirements are state law. · Sources: Cornell Law School, Legal Information Institute
The seven documents your family needs →Your state's signing rules →
Before you start
Prepare a financial power of attorney draft using MORTL's published state signing information. Confirm the current form and execution rules before signing. Choose an agent, define the authority they receive, and decide when it begins. Then sign the document under current state requirements. Improper execution may cause an institution to reject or question it, so confirm the rules before relying on the document.
Check signing rules →Free to build · Premium to download
Name someone to manage your money if you become incapacitated. Answer a short set of questions and watch a complete durable financial power of attorney template assemble as you type. Free to build, no account needed, and your work saves automatically in this browser. Premium downloads it, prints it, and syncs it to your account.
This is a template to prepare and organize a durable financial power of attorney, not legal advice. Signing requirements vary by state, and gifting and other hot powers call for an attorney. Power of attorney, explained.
The person granting the power. Use your full legal name, exactly as it appears on your ID.
State signing rules load here. Pick your state above.
The person who handles your money and property under this document. Pick someone organized and honest, and name a successor in case your first choice can’t serve.
Every power you check appears in the document, numbered. Uncheck anything you don’t want your agent to have. Gifts are off by default.
Gifting power lets your agent give your money away. Many states treat it as a "hot power" that must be granted expressly. Talk to an attorney before granting it.
A durable power of attorney survives your incapacity either way. The question is when your agent's authority starts.
Optional. Limits or directions for your agent: accounts they may not touch, a spending cap, a person they must consult. Plain sentences work.
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of [YOUR FULL LEGAL NAME]
[COUNTY] County, [STATE]
I, [YOUR FULL LEGAL NAME], a resident of [COUNTY] County, [STATE], appoint [AGENT FULL NAME] as my agent (attorney-in-fact) to act for me in any lawful way with respect to the powers granted in this document. This is a durable financial power of attorney.
If [AGENT FULL NAME] is unable or unwilling to serve as my agent, I appoint [SUCCESSOR AGENT FULL NAME] to serve as successor agent. My successor agent has the same powers and the same duties as my original agent.
I grant my agent authority to act for me in each area listed below.
This power of attorney takes effect immediately and isn’t affected by my subsequent incapacity. It remains in effect until my death, unless I revoke it earlier.
My agent shall act in my best interest and in good faith, act only within the authority this document grants, keep a complete record of receipts, disbursements, and transactions made on my behalf, and keep my property separate from their own.
I may revoke this power of attorney at any time while I am competent, by giving written notice to my agent. This power of attorney ends at my death. I revoke any financial power of attorney I signed before this one.
IN WITNESS WHEREOF, I sign this Durable Power of Attorney on this ______ day of ______________, 20____, at ____________________, [STATE].
[YOUR FULL LEGAL NAME], Principal
State of ______________________________
County of _____________________________
Subscribed and sworn to before me on this ______ day of ______________, 20____, by [YOUR FULL LEGAL NAME], who proved their identity to me with satisfactory evidence.
Notary Public
My commission expires: ____________________
Witness (if your state requires witnesses)
Address: ____________________________________
Witness (if your state requires witnesses)
Address: ____________________________________
Bracketed placeholders fill in as you complete the form. Print shows only the document text.
This is a template to prepare and organize a durable financial power of attorney, not legal advice. Execution requirements vary by state. If you want your agent to make gifts, change beneficiaries, or create trusts, get an attorney involved. Browse the provider directory.